Tech Tip Tuesday is written and made possible by Computek who has been providing Georgetown and Austin businesses with fast, reliable and secure IT support and services since 2001. Learn more about Computek on their website, Facebook page or Instagram profile.
Shopping online is a quick and easy way to find exactly what you’re looking for and compare prices. Many companies have found success with a fully digital storefront. With more online shopping than ever before, the rise in compromised credit cards due to cybercrime has also risen.
From fake websites to data breaches, there are numerous ways your credit card information can become compromised. In this article, we’ll go over how cybercriminals can compromise your credit card and how to shop online safely.
Let’s dive in.
How Cybercriminals Can Compromise Your Credit Card Shopping Online
Cybercriminals have been using fake websites to steal credit card information for almost as long as online shopping has been around. This is a form of phishing that uses a fraudulent website to lure people into trying to purchase nonexistent items. Some fraudulent websites have become difficult to identify as fake, but there are a few ways you can check for yourself before you enter any information.
- Check the URL for Spelling Mistakes
- Check Online Reviews
- Look at the Company’s Social Media
- Click, About, Shipping, and Privacy Policy Pages
- Note Poor Images and Web Design
What Happens if a Credit Card is Compromised
If a credit card is compromised, the cybercriminal will have access to your account and will use it to purchase as many items with resale value or gift cards as possible. You will probably see a few small charges at first to test the viability of the card and then larger purchases after.
What to do if a Credit Card is Compromised
If a credit card is compromised, the first thing you should do is contact your card provider. If you suspect you may have entered credit card information on a fraudulent website, you should contact your bank or credit card company as soon as possible. If you can prove the charges are fraudulent, they will likely be able to reverse the charges and put a hold on the card to keep more charges from going through.
How to Shop Online Safely
The best way to prevent your card from becoming compromised is to learn how to recognize fraudulent websites. If cybercriminals can’t fool you, your cards will be much more secure. Follow the tips below to shop online safely.
- Use Reputable Retailers
Only shop with retailers that have a good reputation. You can check the reputation of a company by reading reviews of the website and its products.
- Check for a Secure Connection
Check to the left of the web address for a symbol indicating a lock. If you see a symbol that indicates a warning with an exclamation point, do not go to that website, it is not secure
- Check your Bank Statements
Always check your bank statements after an online purchase. If you notice any unusual activity, call your bank immediately.
- Install Anti-Virus
Make sure you have trustworthy anti-virus software installed. This can help you identify malicious websites and protect you from viruses.
Conclusion
If you need assistance securing your company from various online threats, call Computek today and schedule a free 15-minute consultation. We’ve been providing comprehensive cybersecurity to the Georgetown, Round Rock, and Austin metro area for over 20 years.
512-869-1155 or book online here.
That’s all for this week, we’ll see you next time for Tech Tip Tuesday.
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